Welcome to Neeraj Joshi Courses! Before enrolling in our courses, please carefully review the following terms and conditions. By enrolling, you agree to comply with the following:

1. Registration and Enrollment:
  - Register online for our courses.
  - Provide accurate and complete registration information.

2. Payment:
  - Full payment for the course or the agreed discounted amount.
  - No installment payment option available.

3. Refund Policy:
  - Course payments are non-refundable.

4. Course Content:
  - Access to recorded lectures for various finance courses.
  - Periodic live Q&A sessions.

5. Conduct:
  - Respectful and appropriate behavior is expected.
  - Disruptive or inappropriate behavior may result in expulsion without refund.

6. Materials and Intellectual Property:
  - Course materials are for personal and educational use only; they should not be construed as advice.
  - Neeraj Joshi Courses retains all rights to materials and content.

7. Privacy and Data Usage:
  - Personal information will be kept confidential and used for administrative purposes only.
  - You may receive communications related to the program.

8. Changes to Schedule or Curriculum:
  - We reserve the right to make necessary changes.

9. Termination of Enrollment:
  - Enrollment may be terminated for non-compliance with terms or other necessary reasons, including illegal sharing of course content.

By enrolling, you acknowledge understanding and agreement to these terms. Non-compliance may result in disciplinary actions, up to and including termination. Please feel free to contact us with any questions or concerns regarding these terms.